Hello Eveyone, I'd first like to wish you a blessed and healthy holiday. I can't help but feel selfish asking for prayers when so many are in need and in pain. However, we have had unexpected medical and vehicular problems, combined with increased fees for health insurance, the cost of living going up, but pay staying the same. Unfortunately this all snowballed into financial hardship. We are now 3 months in arrears and BOA has stared foreclosure proceedings. We've put in a request to have our loan amount modified to a more manageable amount. Praying we will be approved for a lower monthly mortgage payment. We are 64 yrs old and rescue abused and sick dogs, so it's not just us, that would be difficult enough. We also have 14 rescues in our care, many are old and will be going home to God sooner than we are ready for but we cannot put them in shelters. We are applying to become a 501(c)(3) in the hopes of maybe getting some help to care for our rescues. We're trying to keep our heads up but it's getting increasingly difficult. Hubby is a diabetic and the stress is taking it's toll. If you wouldn't mind saying a prayer for us it would be greatly appreciated. From the bottom of our hearts.... Thank you <3