I don't know why I'm writing here, but its worth a try. I truly want to believe in prayers and miracles, but it's been hard. My husband and I have been drowning in debt, and I feel like I can't make a dent in it. I'm trying and I feel like I'm carrying 90% of the burden because my husband doesn't make that much money. Cost of living is high. We cannot save. Rent keeps increasing. Moving is not an option right now so we're stuck. I cannot afford a house until I get rid of this debt. My job is stressful and I feel burnt out constantly, but it's flexible, and I need to keep at it for survival. I need some miracle- anything to help me at least jump start this or give me a little bit of hope. So maybe I'm here because I'm tired...depressed...frustrated...I'm truly trying my best.
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I would try to consolidate your debt with help...this can help lower your interest rates and give you a light at the end of the tunnel. Do research on that. Then use your local services that are free as much as possible. Go to your local library and use their resources....if you are in the US. If not, other countries could have similar. There is always a way with a plan. Praying and you keep fighting and you can do it.